Provides you with the richest benefits and freedom to choose your doctors and hospitals. Your government issued Part A & B of Medicare only pays part of the bill. Your supplement pays in addition to what Medicare pays. When your Medicare is partnered with a Medicare Supplement, doctors view you as having "Private Insurance" & you will never be told that a doctor will not see you because he is no longer accepting Medicare only patients.

Provides all the benefits covered under original Medicare and more. You will see the lowest costs for these plans which often will be bundled with a Rx Plan. You will be required to use providers within the carrier’s network for HMO & PPO's. Some PPO plans may have an out of network option. Both plan types are governed by (Open Enrollment Timetables), and availability in your geographic area.

This is a free-standing prescription drug card. Your drug card does not have to be with the same provider as your health benefits. Many of the plans are similar. We can pre-screen your medication requirements and determine at what fee schedule they will be classified as.

If you are outside of your initial Guarantee Issue Enrollment timeline & would like to change carriers or plans, but fear you will be unable to do so because of pre-existing health problems... think again. We have a high quality plan for you.