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Accidents happen. So do illnesses. There is no way we can be sure that these can only happen to someone else. The best thing we can do is to be prepared. Providing for a comfortable financial cushion in case an accident or illness prevents you from working is perhaps one of the greatest gifts you can give your family.
The Mutual of Omaha Individual Disability Insurance plan is intended to provide this financial buffer and save you and your family from worrying while you are unable to work. This individual disability insurance plan is availaible in four choices:
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Short-Term Accident Only. This covers injuries not included under workmen's compensation. Under this you are entitled to a maximum of $5,000 in monthly benefits for 3, 6, 12, or 24 months depending on the premiums you choose to pay.
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Short-Term Accident/Sickness. In addition to injuries sustained from an accident, this policy also covers contracted illnesses that prevent you from working. Benefits received are identical to those of the Short-Term Accident Only.
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Long-Term Accident/Sickness. This policy offers a longer benefit period for injuries and illnesses that keep you from gainful work. Such periods could be 2, 5, or 10 years, and even up to age 67.
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Business operating expenses. This policy pays for the business operating expenses of your company should you be unable to work.
With these different policies offered by Mutual of Omaha, you can choose which suits your needs and you budget best.
Get an Individual Disability Insurance Quote
An All Aboard Benefits agent will be happy to provide you with quotes to cover the products you want to include in your Individual Disability Insurance packages.
Please call us locally at 214-821-6677 or toll-free 1-800-462-2322.
Or, click here to email us.
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